This guide outlines which Actifile classifiers detect credit card information, the applicable regulations, and what organizations should enable them.
Credit card numbers are highly sensitive data, governed by strict compliance and data protection standards worldwide. Regulations such as the Payment Card Industry Data Security Standard (PCI DSS), along with U.S. laws enforced by the Federal Trade Commission (FTC) and similar regulatory bodies in other regions, mandate rigorous handling and protection of this information.
Should You Enable These Classifiers?
Activating these classifiers is critical for any businesses that process, store, or transmit credit card information:
- Financial institutions
- E-commerce platforms
- Healthcare providers
- Educational institutions
- Any organization dealing with credit card payments or sensitive financial data
Special Notes
It's important to understand that the responsibility for protecting credit card data depends on its context.
When are PCI and other regulations applicable?
When credit card information is entrusted to your organization, such as client payment data or employees' credit card details used for payroll transactions.
When are PCI and other regulations not applicable?
When someone stores their personal credit card information on a personal device or cloud drive.
Classifiers
Actifile offers a suite of classifiers designed to detect and safeguard credit card numbers across diverse environments:
- Credit Card - American Express
- Credit Card - Diners Int.
- Credit Card - Discover
- Credit Card - JCB
- Credit Card - MasterCard
- Credit Card - UnionPay
- Credit Card - Visa
For a detailed description of the various credit card number formats, visit this Wikipedia page.